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Is Your Application Already in Progress?

If you used an external account to fund your new Sterling National Bank account, you will need to verify your funds to complete your account set-up.

The Start Account: An account for students,
ages 13-24*, starting a banking relationship
with Sterling National Bank.

Start is the perfect bank account for students ages 13–24, especially with no
minimum balance requirements. The Start account includes:

  • No Monthly Service Charge

  • Open an account with as little as $25

  • Up to four (4) ATM withdrawals per monthly statement cycle from
    non-Sterling National Bank ATMs with no Sterling National Bank fee1

  • Cash Card or Visa® Debit Card with EMV Chip Technology (age requirements apply)

  • Online Banking and Telephone Banking

  • Mobile Banking2

  • The Security of FDIC Insurance


Contact us, call 800-278-6742 and press option 3, or stop into your neighborhood financial center – a Sterling National Bank Personal Banker will be happy to help you.

*This account is available only to students between the ages of 13-17 with a parent or legal guardian, as joint owner, and enrolled students ages 18-24. The month after you turn 25, this account will automatically convert to a Simple account or any comparable checking account available at that time.

1 Certain fees may be assessed by other financial institutions or retail companies for use of their ATMs or terminals.

2 To access your Sterling National Bank accounts using the mobile banking services, you must be enrolled in Online Banking. You will need Internet access to use these services. Message and data rates may apply from your wireless carrier. Please check with your wireless service provider for details on its fees and charges.

VISA is a trademark owned by Visa International Service Association and used under license.