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Mortgages/Home Financing

Contact a Specialist

Client Service on an Existing Mortgage:
Monday - Friday
8:00 a.m. - 5:00 p.m. ET


Refinance or New Purchase Mortgages:
Monday - Thursday
8:30 a.m. - 6:30 p.m. ET


8:30 a.m - 4:45 p.m. ET

Refinance Programs

Refinance Programs: the convenience of choice and simplicity.

You want simple ways to refinance your existing mortgage. At Sterling National Bank you can choose from a wide variety of fixed and adjustable rate mortgage products and programs. They’re available to anyone and not just our current mortgage clients. 

There are two kinds of refinance programs:

a) Interest Rate and Term, which allows you to change the interest rate and term of your current loan, and

b) Cash Out that lets you tap into your home equity to borrow cash above the amount of the current loan. In some cases you may save on certain costs such as title fees and mortgage tax.

Your Sterling National Bank Home Mortgage Expert will be happy to help you select the right plan and estimate the costs of refinancing.

Buying a Home or Refinancing?

From your mortgage application to closing and beyond, Sterling National Bank is with you – every step of the way. Our Home Mortgage Experts are ready to help you pick the perfect mortgage program from a variety of affordable options and take the time to explain every detail.

It's easy to get started! Simply complete our Quick Contact form or call 1-800-537-4888 to arrange for a free consultation, whenever and wherever it is convenient for you. One of our Home Mortgage Experts will be happy to work with you. Find your neighborhood financial center.